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This holiday season, travel protected with TuGo

Updated: Dec 14, 2022

Why you need travel insurance

Never has travel medical coverage been more important, thanks to a global pandemic! Plus, medical care is expensive outside of Canada, with the daily cost of a US hospital averaging $16,000 a day! So, when you can get comprehensive travel insurance coverage for just a few dollars a day, why risk getting stuck with the bill?

Think you’re already covered? Consider that…

  • TuGo will cover you for COVID-19 sickness if, before your departure date, you’ve followed all federal travel vaccine requirements issued by the Government of Canada for entry and/or return to Canada if there are any.

  • Outside of Canada, your provincial health care plan may cover less than 10% of your travel medical expenses.

  • Credit card or employee group plans may not be as reliable as you think due to limited coverage, lacking personalization, and tons of restrictions.

  • If you have a pre-existing medical condition, you typically won’t be covered under basic coverage. But we’ll consider your age, trip length and your condition’s stability, to determine coverage.

How iA Travel Insurance covers Canadian travellers

  • Coverage up to $10 million for emergency medical hospitalization and treatment, including COVID-19

  • Ground, air or sea ambulance and remote evacuation

  • Emergency dental coverage

  • Enhanced coverage—unexpected birth of a child, lost/stolen prescriptions, replacement of vision care and hearing aids due to theft, loss or breakage

  • TuGo Telemedicine—convenient, prompt, comprehensive consultation with a physician, right over the phone (travel within US only)

  • Air travel delay expenses, including complimentary access to MyFlytTM service, for 2+ hour delays

  • Customizable add-ons including Unstable Pre-existing Medical Condition Coverage and Sports & Activities Coverage

  • Companion discount and “Family & Friends” plans available

Protect your travel investment with non-medical insurance options

  • Trip cancellations before departure including cancel for any reason coverage

  • Trip interruptions after departure

  • Baggage loss or damage

  • Rental car damage

  • If you’re 59 or younger, bundle up & save money with an All Inclusive Holiday Package!

Travel more than once a year?

Save time and money with a Multi Trip Annual Worldwide plan—pay once and be covered for multiple trips outside of your home province throughout the year. Plus, renew before your policy expires and save even more with our annual renewal discount!


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