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Savings and Investments
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Registered education savings plan (RESP)
An RESP is supported by the federal and some provincial governments. It helps you save money for a child’s future education, where the investments inside the investment account grow tax-free.
You start saving early in your child’s registered education savings plan (RESP) and take advantage of generous government grants.
Receive up to $500 per year for a lifetime total of $7,200 per child from the government.
The money in the account grows tax-free and your contributions won’t be taxed when withdrawn.
When the money is withdrawn it is taxed at your kid’s tax rate.