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Whether you are travelling outside your province or Canada, Our Travel Insurance plans are designed to help protect you against the cost of unexpected emergencies that may occur before or during your trip.
Your government health insurance plans may only cover a fraction of healthcare expenses incurred outside Canada, and may only provide limited coverage if you’re travelling in another province. Unfortunately, Illness, accidents and other covered events are all-too-common and could cause you to disrupt your travel plans and leave you facing large unforeseen out-of-pocket expenses.
We offer following types of insurances
Term Insurance
This is an income protection and risk management tool that provides the people or charities you name as beneficiary with a tax-free payout if you die within the term you choose.
Permanent Insurance
This provides coverage over the entire lifetime of the life insured. It does not expire (as long as the required premiums are paid), and it does not need to be renewed.
Universal Life Insurance
This policies combine permanent insurance with tax advantaged investing within limits and it is the most flexible because it can be modified in various ways in the future
We offer following types of living benefits
Disability Insurance
This type of insurance covers the provision of income in the event where worker is unable to perform their work due to disability.
Critical illness Insurance
This helps policyholders cushion any financial crises that may arise as a result of Stroke, Heart attack, Kidney failure and others.
We offer following types of travel insurance
Travel Insurance
Our Travel Insurance plans are designed to help protect you against the cost of unexpected emergencies that may occur before or during your trip.
Visitors to Canada
This plan help cover and protect against all expensive of your travel to Canada as a visitor.
Single Trip for Canadian
Our Single Trip plans are designed to help and protect you of all cost for a particular trip.
International students to Canada
Our International students plans are designed to help protect you as an international student.
Multi trip for Canadian
Our Multiple Trip plans are specially designed to help you cover all expenses of your multiple trips
We offer following types of business insurance
Group benefits
This covers Group Benefits for businesses of one, Health and Dental Insurance, Income Replacement Benefits, Business Overhead Expense Insurance.
Group Insurance
This covers Small Group – Packaged Plans, Large Group – Custom Plans, Group RRSP, DPSP, Plan Member Education
We offer following types of Investments
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Segregated Funds
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Wealth Accounts
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TFSA
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RRSP
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RESP
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Retirement Income
Our Process
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FREE RISK ASSESSMENT
Life insurance is an important risk management and estate planning tool that can be used to mitigate the financial impact of death. While life insurance cannot replace the person who died, it can ensure that survivors are financially secure, a business can continue to operate, or that the deceased leaves behind a legacy.
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RECOMMENDATION
The wide range of available life insurance products, riders and supplementary benefits allows our clients to individualize an insurance solution for almost any situation, whether it is temporary or permanent, increasing or decreasing, intended for those on a strict budget, or for individuals looking for an additional investment opportunity.
We help you to SELECT product(s) meets your goals and budget.
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GET QUOTE
Let us start NO OBLIGATION consulation and get you a QUOTE for your needs.
FREQUENTLY ASKED QUESTIONS
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Why I need Life Insurance ?Life insurance is an important risk management and estate planning tool that can be used to mitigate the financial impact of death. It provides your beneficiary a one-time, tax-free payment when you die, as long as you continue to pay your premiums. It’s not only to protect your family. It can also be part of your financial plan, so you may be able to access money in your policy while you’re alive.
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How Much Insurance Do I Need?People buy insurance to make sure your debts are covered, so they don’t leave major expenses behind for your loved ones. Here are a few things to consider: Current income Total Net worth Family needs Debt Business impact Income taxes Charitable giving
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How much does life insurance cost? ?It depends on the type of coverage you choose. Generally, term insurance is more affordable than permanent insurance. But there are a lot of factors that determine the cost of your policy, including: Age Health Gender Occupation Smoking Status
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What Types of Life Insurances Available?Following Are Major Life Insurances Available To Canadians: Term Life Insurance Whole Life Insurance Universal Life Insurance
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What is insurance for business owners?Business-owned insurance provides a one-time payout to your company.Businesses may use life insurance to accomplish a number of different objectives, such as: Protecting the business from the death of a key employee or shareholder; Funding a buy-sell agreement; Providing additional compensation for highly valued employees. Help to cover business debt, overhead expenses or a partner buy-out.
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When do you need insurance?Life insurance is an important risk management and estate planning tool that can be used to mitigate the financial impact of death. Buying a home Marriage bells ringing Starting a family Starting a Business Establishing your business Continuing growth of your business Close to retirement
Our Partners
