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Whole life/permanent life insurance, gives you lifelong insurance coverage as long as you pay your premiums.
Lifelong insurance protection for your family with the potential to grow your wealth tax-free.
How it works?
Pay your premiums and your policy’s cash value grows tax-free, within limits
Your payments go into the participating account that is professionally managed .
You may receive dividends based on the participating account’s performance
You can take your dividend as cash, buy more insurance or pay for your existing coverage
Whomever you choose receives a tax-free payment when you die
How Much it Costs?
Participating life insurance can be more expensive than term and universal life insurance because of the policy’s guarantees.
However, few factors that can affect the price of your policy. such as Age, gender, health, occupation.
Benefits
A guaranteed death benefit that lasts for the entire lifetime of the insured
A cash value that the insured can borrow against while they are alive
Tax advantages for cash value growth and loans against the policy
Potential creditor protection
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